Topstep at a glance
| Markets | Futures |
|---|---|
| Founded | 2010 |
| Headquarters | United States (Chicago) |
| Platforms | TopstepX |
| Programs | Trading Combine (1-step), Express Funded Account |
| Account sizes | $50K, $100K, $150K |
| Cheapest challenge | $85/month + $149 activation fee |
| Billing | Monthly subscription |
| Profit split | 90% |
| Payouts | On demand once eligible; first payout after 5 winning days |
| Drawdown | Trailing max loss calculated end of day |
What we like
- Longest track record in futures prop (since 2010)
- 90% profit split
- On-demand payouts
Watch out for
- Monthly billing until you pass
- Activation fee on top of the subscription
- Single platform (TopstepX)
- Lowest Trustpilot score among the big futures firms
Rules worth reading twice
- News trading restricted
- Positions closed by 3:10 PM CT
- Weekend holding not allowed
- Best day ≤ 50% of profit in the Combine
Who should pick Topstep
Traders who value a long track record and structured rules over the lowest price. If those points don't match how you trade, compare it with the alternatives below before paying a challenge fee.
Before you buy: prop firms change prices and rules often, and run frequent sales. The figures above reflect Topstep's published terms as of October 19, 2026. Always confirm on www.topstep.com before you pay.
Sources: Topstep official website; terms as compiled by public prop-firm trackers (e.g. PropFirmMap); Trustpilot.